€3.5B profit over 5 years. B2B accounts for €1B, B2C for €3.5B, both proven at half LTV and double CAC stress-tests. IRR north of 70% annually on base case scale. The model compounds without cost spikes and margins stay intact even at 10× volume. An extra €1B yield sits under NDA, sourced from regulated institutional flows and high-volume corridors we control. Even without it, the economics are a fund maker. No ads. No burn. No noise. This is not a neobank. It is financial infrastructure that compounds capital and pays out with scale.

The model fires at just 1.2M users and 20K businesses. That alone delivers €3.5B profit on ultra-conservative, already stress-tested metrics. No inflated funnels. No weak margins. Verified scale and yield. LTV/CAC ratios stand even at 50% lower LTV and 2× CAC. This scale is projected within 3–4 years of launch without Big Tech-level marketing spend. The complete acquisition model is available in the Data Room for review. NDA unlocks the rest.

Customer lifetime averages 5 years for B2B and 2 years for B2C. CAC remains stable at scale based on acquisition model data. B2B crypto yield shown at 20% of full potential to reflect conservative adoption pacing.


Annualized ROI = \( \sqrt[t]{\text{LTV / CAC}} \)- 1
Annualized ROI represents the average annual return on CAC investment over the customer lifetime. B2C ROI reflects high-frequency, low-cost user adoption. B2B ROI reflects stable, high-value institutional retention.


Retention locks in multi-year yield. B2B alone generates €15K profit per client over 5 years. Even at 10% of forecast volume and with LTV halved plus CAC doubled, payback remains under 3 months. These metrics are fully backed by the acquisition model in the Data Room and have been stress tested for scale without margin erosion.

At scale, B2B delivers 64x LTV/CAC, B2C reaches up to 2000x, both with payback under 3 months. Numbers already stress-tested at half LTV and double CAC. Based on a strict behavioral model with zero optimism. No banks. No governments. No outside flows. Yet. When they connect, it compounds. When they adopt, it stabilizes. This is reserve-grade infrastructure. Data room shows why.

Control the Coin — control the flow. Businesses cannot function without it. Demand rises with every sale. Coins lock, unlock, and pay rent in Token every time they move. Value compounds relentlessly. Outside, Wrapped Coin replaces USDT with a €1 floor, institutional security, and full compliance. Leaving means losing yield, upside, and paying to walk away. Holding is cash flow without risk.

We can peg to anything including the dollar, euro, and pound. Euro comes first. Fastest launch under MiCA. Cleanest compliance. No delays. No noise. Nostro mints any pair on demand. Dollar follows. The peg is irrelevant. The system is the value.

Inside Nostro, every transaction is clean, regulated, bank-grade. Outside, Wrapped Coin moves like BTC or USDT. Reentry triggers hard AML/CFT at the protocol level. Every move is traceable, tied to verified IDs inside. Compliance here is a moat, not a burden.

Most crypto users want usability, not anonymity. The market fails because businesses do not accept crypto. We fix that. Inside Nostro: full compliance. Outside: full freedom. Both are compatible. It is a bridge, not a cage. No KYC, no limits, unless you come back in. At the gate, compliance locks. We separate freedom from risk. That is architecture.

Nothing changes. Coins earn without sale. Transactions unlock yield. Demand drives price, not hype. Every Coin in play is backed at par. You win without exit.

We hold 50% of the total supply. None enters below €1. Circulating: 1:1 fiat-backed. Unreleased: protocol-locked from entering below par. Rules enforced by immutable smart contracts. Held supply settles deals, earns fees, and never dilutes. Architecture is the proof.

It can’t. Protocol locks the €1 floor. Price can rise, never fall. Yield comes from utility, not speculation. Holding is collateral that pays. Not exposed to volatility and risk.

Retention compounds yield. Exit kills it. No fees. No acquiring. No spread. Just net margin. Amazon moves €1.36B a day through cards. At 1.5% fees, €7.47B leaks yearly to Visa and Mastercard. With Nostro, zero leak. At least 0.2% cashback adds another €1B yield every year. Staying captures €8.47B. Same for Walmart and other giants, billions more retained. Exit means paying fees and losing yield. Staying means capturing the upside. Inside is margin, yield, scale. Outside is cost, loss, regret. Nostro does not lock. It makes leaving irrational.

Demand will not stop. But even if it did, the floor holds. Yield pauses. No dilution. No collapse. The anomaly is that businesses do not use crypto. Nostro starts the correction. First money. Then the full economy: markets, capital, production, governments. If usage slows, growth pauses. When it returns, yield returns. Holding stays safe. Earnings restart with motion. Protocol equity with a heartbeat.

They can’t. Nostro builds the rails others run on. No custody risk. No processors. Licensed: SBL, EMI, crypto, PCI DSS. Regulatory barriers lock out fast followers. Zero fees inside. Exit costs kill churn. Retention is hardcoded. Revolut depends on commissions. We erase them. JPMorgan defends the status quo. We punch it out and take the margin. Crypto chases pumps. We make it run commerce. Nostro delivers real yield into real economy flows. First live rails for sovereign markets and real-world goods.

They won’t win. They see just a corner piece of the puzzle. We see the whole picture. Copying Nostro means losing years and burning millions before the first returns. We scale while others burn on weaker copies. Licensed rails merge custody, embedded yield, fiat and crypto clearing. Each onboarded bank is a distribution supernode bringing users, businesses and liquidity. Switching costs years and millions, locking them in. Each adds €500M in annual volume and €15–25M in recurring revenue. With only a few hundred banks in the EU, once they are in the market closes. We built the protocol. They can plug in or chase ghosts. Copycats raise next. Nostro raises now.

Big Money had a front-row seat to a $3.5 trillion crypto expansion and still built nothing like Nostro. They had capital, brand, and regulators on speed dial yet did nothing to fix the anomaly. They turned crypto into brokerage collateral and blocked merchant payments, chasing only fees and token pumps. Matching Nostro means killing billions in acquiring revenue and rebuilding payment rails from scratch, losing market share while doing it. That is not caution. That is structural paralysis. Nostro moves first, scales first, and locks first. Winners take the market. Followers pay to use it.